Our checking accounts are a convenient affordable way to manage your finances. We offer three options:
Regular Checking–for accounts with an average daily balance of less than $500, a $3.00 monthly service charge applies.
Checking Plus Interest–for accounts with an average daily balance of less than $500, a $5.00 monthly service charge applies. A competitive dividend is paid on accounts maintaining a $500 average daily balance. (Dividends are compounded daily and paid monthly.) View our current Rates.
Free Checking with Deposit—No monthly service fee is charged if a regularly occurring payment, such as payroll, Social Security, Insurance, etc. is deposited.
E-Checking–No monthly service fee if you enroll in e-statements and BillPayer. You receive two free checks to clear each month, additional checks will be $1.00 each. This is a great account to open if you do not need paper checks and wish to do all your banking electronically.
All three offer the following benefits:
- Visa Debit Card – Use it to get cash at ATMs or make purchases anywhere Visa is accepted.
- Overdraft transfer protection option – Funds will automatically be transferred from your savings account to cover overdrawn checks, for a minimal fee per transfer.
Statements for all checking accounts are mailed monthly.