Checking

Our checking accounts are a convenient affordable way to manage your finances. We offer three options:

Regular Checking–for accounts with an average daily balance of less than $500, a $3.00 monthly service charge applies.

Checking Plus Interest–for accounts with an average daily balance of less than $500, a $5.00 monthly service charge applies. A competitive dividend is paid on accounts maintaining a $500 average daily balance. (Dividends are compounded daily and paid monthly.) View our current Rates.

Free Checking with Deposit—No monthly service fee is charged if a regularly occurring payment, such as payroll, Social Security, Insurance, etc. is deposited.

E-Checking–No monthly service fee if you enroll in  e-statements and BillPayer. You receive two free checks to clear each month, additional checks will be $1.00 each. This is a great account to open if you do not need paper checks and wish to do all your banking electronically.

All three offer the following benefits:

  • Visa Debit Card – Use it to get cash at ATMs or make purchases anywhere Visa is accepted.
  • Overdraft transfer protection option – Funds will automatically be transferred from your savings account to cover overdrawn checks, for a minimal fee per transfer.

Statements for all checking accounts are mailed monthly.

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