Checking

Our checking accounts are a convenient affordable way to manage your finances. We offer three options:

Regular Checking–for accounts with an average daily balance of less than $500, a $3.00 monthly service charge applies.
Checking Plus Interest–for accounts with an average daily balance of less than $500, a $5.00 monthly service charge applies. A competitive dividend is paid on accounts maintaining a $500 average daily balance. (Dividends are compounded daily and paid monthly.) View our current Rates.
Free Checking with Deposit—No monthly service fee is charged if a regularly occurring payment, such as payroll, Social Security, Insurance, etc. is deposited.

All three offer the following benefits:

  • No per check charge–ever.
  • Visa Debit Card – Use it to get cash at ATMs or make purchases anywhere Visa is accepted.
  • Overdraft transfer protection option – Funds will automatically be transferred from your savings account to cover overdrawn checks, for a minimal fee per transfer.
  • $500 line of credit – If you qualify, this line of credit may be used to cover overdrafts that exceed your savings balance.

Statements for all checking accounts are mailed monthly.

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