| FEE SCHEDULE |
| SAVINGS ACCOUNT FEES |
|
IRA Account Maintenance Fee
(Waived for Preferred Members) |
$6.00 per year (will be deducted from IRA account)
|
| CHECKING ACCOUNT FEES |
|
| Overdraft Fee |
$25.00 per item |
| Insufficient Funds Fee |
$25.00 per item |
| Deposited Item Return Fee |
$15.00 per item |
| Stop Payment Fee |
$25.00 per item
|
| Check Printing Fee |
Prices vary according to style |
| Checking Plus Low Balance Fee |
$5.00 per month if $500 average daily balance is not maintained |
| Regular Checking Low Balance Fee |
$3.00 per month if $500 average daily balance is not maintained |
Check Copy Fee
(Waived for Preferred Members) |
$3.00 per copy |
| Original Check Fee |
$5.00 per check |
| Overdraft Protection Transfer Fee |
$5.00 per transfer |
| OTHER SERVICE FEES |
|
| Account Reconciliation Fee |
$15.00 per hour |
| Account Research Fee |
$15.00 per hour |
| Statement Copy Fee |
$4.00 per copy |
| Deposited Item Return Fee |
$15.00 per item |
| Wire Transfer (Outgoing)Fee |
$15.00 per transfer |
| Western Union Money Transfer Fee |
$15.00 per transfer |
| Certified Check Fee |
$5.00 per check |
| Money Order Fee |
$2.00 per money order |
| Legal Process Fee |
$25.00 |
| Account Closure Fee |
$5.00 if closed within ninety (90) days. |
| IRA Transfer/Rollover/Premature Closing Fee |
$25.00 per item |
| ATM Access Fee |
$1.00 per month |
| ATM Card Replacement Fee |
$5.00 per card |
| Reopen Account Fee |
$5.00 per account |
| ACH NSF Fee |
$25.00 per item |
| Multiple Withdrawal Check Fee |
$.50 per check |
| Statement Return Fee |
$3.00 |
| Early Club Closure Fee |
$5.00 |
| Annual Inactive Account Fee |
$5.00 |
| Stop Payment Fee |
$25.00 |
| ELECTRONIC FUNDS TRANSFER FEES |
|
| First 4 STAR ATM withdrawal of month |
No Charge |
| First 2 PLUS or HONOR ATM withdrawals of month |
No Charge |
STAR Network ATM Withdrawal/Transfer Fee
(Waived if $2,000 average daily balance maintained in Regular Savings Account) |
$.55 per transaction |
PLUS or HONOR ATM Withdrawal/Transfer fee
(Fee waived if $2,000 average daily balance maintained in Regular Savings account.) |
$.95 per transaction |
| Insufficient Funds Fee |
$25.00 per item |
| ATM Overdraft Transfer Fee |
$5.00 per transfer |
